Features

  • Builds financial roadmaps from user-entered data without bank linking
  • Simulates debt snowball and avalanche payoff strategies
  • Shows a projected debt-free date based on cash flow
  • Passport Score with anonymous benchmarking by age bracket or region
  • Penny AI assistant answers natural language finance questions
  • Retirement Number and advanced calculators
  • Academy with badge system for financial education
  • Apps for iOS and Android plus a web dashboard

Pricing Details

💵 Pricing & Plans (March 2026 Status): Financial Fitness Passport uses a Freemium model with a one-time "Life" purchase option. Plan Price (Approx.) Key Features Basic (Free) $0 Passport Score; Cash Flow tracker; Debt management; Basic Academy. Pro Monthly ~$9.99 / mo Penny AI Assistant; Retirement Number™; Advanced Calculators; PDF Exports. Lifetime Access ~$149 (One-time) All Pro features forever; Priority updates; Early access to new AI modules. 🎁 How to Get Started: Download the app from the App Store or Google Play. We recommend the "Score Challenge": enter your basic numbers (income vs. rent/debt) to get your initial Passport Score and see which "Badge" you qualify for today.